AXA Connect

Business Choice

Our Business Choice product provides you with a dynamic and competitive way to trade commercial combined cases online with flexible options so your customers can pick and choose the cover they need.

Key Features

  • Quick decision capability available via Extranet - in seconds we'll let you know whether to proceed based on the trade and postcode
  • Live Chat now available via AXA Extranet - chat online to a member of our experienced team in real time
  • Over 2000 acceptable trades plus a free format business description option
  • Maximum turnover £5m
  • Suitable for up to 3 locations
  • Maximum combined material damage and business interruption sum insured of £8m
  • Premiums from £250 net of commission and IPT
  • Alarm requirements defined at quotation stage
  • Accidental damage as standard
  • Automatic 15% uplift to buildings, contents and gross profit/gross revenue sum insured
  • Automatic seasonal increase of 25%


  • Optional subsidence cover
  • USA Cover available for certain trades
  • Work away cover up to £250,000 wage roll including heat*
  • Amend your commission rate between 0% and 40% to help you compete on price (Standard commission 22.5%)

*Limit of indemnity for public and product liability is restricted to £2,000,000 if heat work away &/or USA/Canada is selected

Standard Cover 


Maximum Limits

  • Property damage
  • £5,000,000 per location including contents, stock and buildings
  • New Equipment (including computer breakdown)
  • £5,000,000


Optional Cover 


Maximum Limits

  • Business Interruption
  • £3,000,000 across all locations
  • New Increase in cost of working option
  • £500,000
  • Public and products liability
  • £5,000,000
  • Employers liability
  • £10,000,000
  • Goods in transit
  • Own vehicles
  • Sendings
  • £50,000 per vehicle
  • £50,000 consignment limit
  • Money and personal assault 
  • £10,000 safe/transit
  • Specified all risks
  • £50,000/£5,000 any one item 
  • Terrorism 
  • Up to sums insured
  • New Theft by employee
  • £250,000
  • New Personal accident
  • £50,000 capital benefit
  • New Legal expenses
  • £100,000 any one claim
  • £1,000,000 any one period of insurance

Commission Flexibility Guides

For full details on how commission flexibility works, please click on the user guides below:

Commission Flexibility - Acturis user guide

Commission Flexibility - Extranet user guide

To get you started with Business Choice, we have a dedicated Underwriting Team, actively trading and providing a fast response to referrals.

  • Connect Extranet

    Login to the Connect Extranet to instantly:

    • Quote and buy digital products
    • Amend or review a policy
    • Access policy documentation
    • Live Chat with one of our digital underwriters 
  • Contact Us

    For Connect eTrade product enquiries please use the contact details below.

    Telephone: 0800 051 8001

    For all other enquiries please  visit our Contact Us pages.

  • Our Commercial Lines response to the Discount Rate changes

    In this document we outline what the recently announced amendments to the Discount Rate mean for you and your clients and how we are responding to those changes.

  • Instalment Terms Calculator

    Introducing a simple tool which will calculate your client's instalment payment terms.

  • Got a question?

    Our Connect eTrade Frequently asked questions area may have the answer for you.