Trade group motor trade

Motor Trade

Download our new Motor Trade guide

Download our new guide which takes a closer look at the benefits of AXA Motor Trade, including sections on our:

  • Standard and Vantage Motor Trade offerings
  • Dedicated Motor Trade underwriting team
  • Underwriting approach and appetite, with guidance on specific trades
  • Specialist Motor Trade claims team
  • Business Resilience solutions

Our risk appetite

We’re keen to write more:

  • Bodywork repairers
  • Franchised dealers
  • Windscreen/sunroof fitting specialists
  • Classic/vintage/veteran car specialists
  • Mechanics/auto-electricians
  • Specialist fitters (clutch, gearbox, brakes and exhaust)
  • Car/motorcycle/small van sales/service/repairers
  • Motorcycle franchised dealers
  • Tyre, battery and/or exhaust fitters
  • Commercial vehicle sign writing
  • MOT testing stations
  • Car supermarkets and vehicle sales only
  • Vehicle alarm/security systems specialists

What we offer

Our Motor Trade product offers extensive cover as standard across:

  • Material Damage
  • Road Risks
  • Public & Products Liability

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Optional full theft cover not restricted to forcible and violent entry
  • Commercial loads of customer vehicles
  • Contents of customer vehicles
  • Exhibitions
  • Suspension or withdrawal of MOT testing license
  • Theft of vehicles stolen with keys
  • Automatic seasonal increases for vehicles during peak registration periods
  • Financial losses on damaged new vehicles
  • Theft of motor vehicles by deception
  • New vehicle replacement for own and customers vehicles
  • A complete range of driving and use options

Motor Trade documents

Use the button below to view and download our motor trade documents.

Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of motor trade risk management.

Guidance on security of vehicles and tools: Including key storage.

Vehicle flood risk management: If premises in a flood zone as part of a chain of premises.

Manual handling: We work with Pristine Condition Services who assess manual handling exposures and procedures.

Slips and trips: We work with Slip Safety Services assisting with prevention of slips and trips associated with volume of people traffic.

Vetting business activities: We’re able to establish activities of the Insured to counteract fraud potential.

Building valuation service: Removes the average condition for buildings and reduces the risk of under insurance.


We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Specialist Motor Trade handlers all in one team
  • PADS Notification Process – we can contact the customer when their vehicle has been recovered following a theft
  • Specialist Credit Hire handlers reducing costs down through “Live Hire”
  • Fraud strategies – late notified and low speed impact claims are robustly challenged

Our Motor Trade contacts

Giving you more

rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.