Our risk appetite

We’ll consider many businesses that demonstrate a proactive approach to risk management and risk control.


  • Soft drinks, bottlers and canners

Electronic and optical:

  • Components, consumer electronics, domestic appliances, instruments for measuring, lighting and signs, motors, generators and transformers


  • Fixings and fastenings, hardware and hollowware, precision machining, light metal packaging, tool makers, wire goods

Building materials:

  • China and pottery, bottles and jars, sanitary fixtures, glazing units 

Machinery equipment

  • Bearings and gears, hydraulic and pneumatic equipment, pumps and compressors, power tools, machine tools, vending machines

Plastics and rubber:

  • Extrusions, plastic moulded products, moulded sheet or tube


  • Household textiles, clothing and tailoring

Paper and printers:

  • Stationery, printing, print finishers


  • Builders joinery, cabinet makers, furniture

What we offer

Our Property Investors Protection Plan offers extensive cover as standard across:

  • Property Damage
  • Business Interruption
  • Public Liability
  • Financial Loss Liability
  • Employers’ Liability

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Unanticipated variation in the cost of raw materials
  • Machinery recalibration expenses
  • Molten metal breakout
  • Research and development expenses
  • Unspecified customers and suppliers
  • Bookbinding and print finishing
  • Product recall (excluding food manufacturing)

Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of manufacturing risk management.

Building valuation service: Removes the average condition for buildings and reduces the risk of underinsurance.

Unoccupied buildings: We have an exclusive agreement with First Response Group who offer specialist protection services.

HSE PUWER (Provision and Use of Workplace Equipment Regulations): Our Business Resilience Managers can assist with guidance relating to the use of machinery.

Electrical inspections: We work with Guardian Electrical to ensure legal compliance and protection for employees and property.


We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Dedicated Claims Relationship Managers and tailored claims review meetings
  • An online claims tracking tool (eServe) and the transfer of cash payments to customer accounts in minutes
  • Monthly claims analytics reports

Giving you more

AXA Business Interruption calculator: Our web-based tool creates a quick and accurate report of a business’ exposure to Business Interruption based on the insured’s own financial accounts.

rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.