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Manufacturing

Commercial Lines

Our risk appetite

We’ll consider many businesses that demonstrate a proactive approach to risk management and risk control.

Food:

  • Soft drinks, bottlers and canners

Electronic and optical:

  • Components, consumer electronics, domestic appliances, instruments for measuring, lighting and signs, motors, generators and transformers

Metalworkers:

  • Fixings and fastenings, hardware and hollowware, precision machining, light metal packaging, tool makers, wire goods

Building materials:

  • China and pottery, bottles and jars, sanitary fixtures, glazing units 

Machinery equipment

  • Bearings and gears, hydraulic and pneumatic equipment, pumps and compressors, power tools, machine tools, vending machines

Plastics and rubber:

  • Extrusions, plastic moulded products, moulded sheet or tube

Textiles:

  • Household textiles, clothing and tailoring

Paper and printers:

  • Stationery, printing, print finishers

Wood:

  • Builders joinery, cabinet makers, furniture

What we offer

Our Property Investors Protection Plan offers extensive cover as standard across:

  • Property Damage
  • Business Interruption
  • Public Liability
  • Financial Loss Liability
  • Employers’ Liability

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Unanticipated variation in the cost of raw materials
  • Machinery recalibration expenses
  • Molten metal breakout
  • Research and development expenses
  • Unspecified customers and suppliers
  • Bookbinding and print finishing
  • Product recall (excluding food manufacturing)



Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of manufacturing risk management.



Building valuation service: Removes the average condition for buildings and reduces the risk of underinsurance.





Unoccupied buildings: We have an exclusive agreement with First Response Group who offer specialist protection services.




HSE PUWER (Provision and Use of Workplace Equipment Regulations): Our Business Resilience Managers can assist with guidance relating to the use of machinery.




Electrical inspections: We work with Guardian Electrical to ensure legal compliance and protection for employees and property.




Claims

We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Dedicated Claims Relationship Managers and tailored claims review meetings
  • An online claims tracking tool (eServe) and the transfer of cash payments to customer accounts in minutes
  • Monthly claims analytics reports

Giving you more



AXA Business Interruption calculator: Our web-based tool creates a quick and accurate report of a business’ exposure to Business Interruption based on the insured’s own financial accounts.




rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.