Trade group Construction


Our risk appetite

We're keen to write more:

  • Building contractors
  • Building developers and renovators
  • Ceiling and partition erectors
  • Cladding – fascia and guttering installation
  • Electrical contractors
  • Fencing contractors
  • Floor and wall covering contractors
  • Glazing and double glazing installers
  • Insulation contractors – acoustic and thermal (excluding cavity)
  • Joiners and carpentry
  • Landscape contractors
  • Painters and decorators
  • Plant hirers
  • Plastering contractors
  • Heating and air-conditioning installation engineers
  • Shop fitters

What we offer

Our Business Combined product offers extensive cover as standard across:

  • Contractors All Risks
  • Public Liability
  • Employers’ Liability
  • Financial Loss Liability
  • Single contract or annual contract
  • Single contract cover or
  • Annual contract cover

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Own and hired in plant
  • Speculative building
  • Loss of keys for plant
  • Plant roll on, roll off
  • Temporary JCT 6.5.1.
  • DE3 as standard with DE4/5 as optional
  • Off site storage
  • Show houses and content
  • Part products cover
  • DE3 as standard with DE4/5 as optional
  • Off site storage cover
  • Show houses and contents cover

Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of construction risk management.

Building valuation service: Removes the average condition for buildings and reduces the risk of underinsurance.

Unoccupied buildings: We have an exclusive agreement with First Response Group who offer specialist protection services.

Site safety: We have in house Business Resilience managers who can assist with on site health and safety matters.

Manual handling: We work with Pristine Condition who observe and assist with manual handling assessments and requirements.


We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Dedicated Claims Relationship Managers and tailored claims review meetings
  • An online claims tracking tool (eServe) and the transfer of cash payments to customer accounts in minutes
  • Monthly claims analytics reports

Giving you more

rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.

Specialist Training: Construction

In this programme, exclusively designed for Brokers, industry specialist Diane Jenkins provides practical guidance on the insurance requirements within the construction sector, covering key topics such as market segmentation and sales opportunities.

Man and woman at a construction site