Trade group services


Our risk appetite

We’ll consider many businesses that demonstrate a proactive approach to risk management and risk control.

Professional Services:

  • Property professionals (non-valuing, Accountants, Architects, Engineers, Miscellaneous professions, Business and Management Consultants, a large number of non-traditional professions

IT & Communications:

  • Software consultancy, hardware consultancy, Web design, Developer/ publisher, System installation, A large number of other technology professions

Support Services (Facilities Management):

  • Property Managers, Facilities Managers

What we offer

Our Business Combined product offers extensive cover as standard across:

  • Buildings
  • Rental income
  • Public Liability
  • Alternative residential accommodation
  • Employers’ Liability
  • Terrorism

Bespoke sector cover

Our Business Combined product offers extensive cover as standard across:

  • Property damage
  • Business Interruption
  • Public and Products Liability
  • Employers’ Liability
  • Selected All Risks on specified items
  • Computer insurance
  • Theft by employee insurance
  • Commercial legal expenses
  • Professional Indemnity and Management Liability

We offer specific wordings for:

  • Construction professions
  • IT professions
  • Business and Management consultants
  • Property professions
  • Other professions including accountancy, architects, Information Technology, engineers and surveyors

Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of services risk management.

Building valuation service: Removes the average condition for buildings and reduces the risk of underinsurance.

Unoccupied buildings: We have an exclusive agreement with First Response Group who offer specialist protection services.

Escape of water We work with LeakSafe to keep premiums down by reducing claims frequency and severity.

Electrical inspections: We work with Guardian Electrical to ensure legal compliance and protection for employees and property.


We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Dedicated Claims Relationship Managers and tailored claims review meetings
  • An online claims tracking tool (eServe) and the transfer of cash payments to customer accounts in minutes
  • Monthly claims analytics reports

Giving you more

rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.

RPC: RPC’s team of experts will include a written report highlighting any issues that may need to be re-negotiated to ensure any provisions on a Collateral warranty do not jeopardise the terms of the Policyholders Professional Indemnity Cover with AXA. RPC assume no duties towards the Policyholder in providing this service.