Property and Casualty

Business Combined

General introduction - June 2016
General introduction - Dec 2015

Business Interruption

Policy section effective November 2004
All Risks policy section effective October 2015
Specified Perils policy section effective October 2015
Summary of cover effective October 2013

Commercial Combined

Terms and conditions effective January 2006
Terms and conditions effective October 2013
Terms and conditions effective September 2014
Full policy version effective May 2006

Commercial Legal Expenses

Policy section effective June 2014
Policy section effective September 2014

Computer Insurance

Policy section effective November 2004
Policy section effective October 2015

Contractors All Risks

Policy section effective November 2004
Summary of cover

Contractors All Risks Annual Contract

Policy section effective October 2015

Contractors Combined

General Introduction - replaced December 2019
Summary of cover - replaced December 2019
Summary of cover effective from 22 July 2019

Employers Liability

Policy section effective November 2014
Policy section effective August 2013
Summary of cover effective January 2006
Summary of cover effective October 2013

Financial Loss

Buildings and Allied Trades section effective August 2013
Product section effective August 2013

Goods in Transit

Goods in Transit Own Goods policy section effective November 2004
Goods in Transit section effective August 2013
Goods in Transit for Sendings summary of cover

Material Damage

Policy section effective January 2006

Money

Policy section effective July 2005
Money and Personal Assault policy section effective October 2015
Summary of cover effective January 2006
Summary of cover effective October 2013

Offices and Surgeries

Offices policy section effective October 2015
Offices summary of cover September 2013
Surgeries policy wording effective October 2015
Surgeries summary of cover effective September 2013

Personal Accident and Sickness (Group)

Policy section effective August 2005

Professionals

Policy wording effective August 2016
Summary of cover effective June 2016
Policy wording effective September 2014
Summary of cover effective September 2014

Property Damage

All Risks policy section effective October 2015
Specified Perils policy section effective October 2015

Property Investors Insurance Plan (PIIP)

Policy wording (existing business pre April 2013)
Summary of cover (existing business pre April 2013)

Property Investors Protection Plan (PIPP)

Policy wording effective April 2018
Summary of cover effective April 2013
Policy wording (existing business pre April 2013)
Summary of cover (existing business pre April 2013)

Public and Product Liability

Policy section effective November 2004
Policy section effective August 2013
Summary of cover effective January 2006
Summary of cover effective October 2013

Public Liability for Building and Allied Trades

Policy section effective November 2004
Policy section effective August 2013
Summary of cover effective January 2006
Summary of cover effective October 2013

Selected All Risks

Policy section effective November 2004
Policy section effective October 2015
Summary of cover effective January 2006
Summary of cover effective October 2013

Shops

Policy wording
Summary of cover

Sudden and Unforeseen Damage

Policy section effective November 2004
Summary of cover effective November 2013

Terrorism

Policy section effective October 2015

Theft

Policy section effective January 2006
Summary of cover effective October 2013

Theft by Employees

Policy section effective November 2004
Policy section effective August 2013
Summary of cover effective January 2006

Tradesmen

Policy section effective September 2014
Summary of cover effective September 2014

Venture Plus

Policy wording
Summary of cover