Property and Casualty

Business Combined

General introduction - June 2016
General introduction - Dec 2015

Business Interruption

Policy section effective November 2004
All Risks policy section effective - (CLBA0001P-D)
Specified Perils policy section - (CLBS0001P-D)
Summary of cover effective October 2013

Commercial Combined

Terms and conditions effective January 2006
Terms and conditions effective October 2013
Terms and conditions effective September 2014
Full policy version effective May 2006

Commercial Legal Expenses

Policy section - (CLLE0001P-D)
Policy section effective September 2014
Policy section effective June 2014

Computer Insurance

Policy section - (CLEC0001P-D)
Policy section - effective October 2015 - (CLEC0001P-C)
Policy section - effective November 2004 - (ER001N)

Contractors All Risks

Policy section effective November 2004 - (PR312N)
Summary of cover - (PR312R/Z)

Contractors All Risks Annual Contract

Contractors all risks annual contract - Policy wording - (CLCA0001P-D)
Policy section effective October 2015 - (CLCA0001P-C)

Contractors Combined

General Introduction - replaced December 2019
Summary of cover - replaced December 2019
Summary of cover effective from 22 July 2019

Contractors Plant and Equipment

Policy section

Deterioration of Stock

Policy section

Employers Liability

Policy section effective November 2014
Policy section effective August 2013
Summary of cover effective January 2006
Summary of cover effective October 2013

Financial Loss

Buildings and Allied Trades section effective August 2013
Product section effective August 2013

Goods in Transit

Goods in Transit - Policy section - (CLGT0001P-C)
Goods in Transit - Policy section effective August 2013
Goods in Transit Own Goods - Policy section effective November 2004

Loss of Licence

Policy section

Material Damage

Policy section
Domestic peril policy section 
Summary of cover
Policy section effective January 2006

Money

Policy section effective July 2005
Money and Personal Accident Assault Section - (CLPM0001P-D)
Money and Personal Assault policy section effective October 2015 - (CLPM0001P-C)
Summary of cover effective January 2006
Summary of cover effective October 2013

Offices and Surgeries

Offices policy section effective October 2015
Offices summary of cover September 2013
Surgeries policy wording effective October 2015
Surgeries summary of cover effective September 2013

Personal Accident and Sickness (Group)

Policy section effective August 2005

Professionals

Policy wording effective August 2016
Summary of cover effective June 2016
Policy wording effective September 2014
Summary of cover effective September 2014

Property Damage

Specified Perils policy section effective October 2015 - (CLMS0001P-D)

Property Investors Insurance Plan (PIIP)

Policy wording (existing business pre April 2013)
Summary of cover (existing business pre April 2013)

Property Investors Protection Plan (PIPP)

Policy wording effective April 2018
Summary of cover effective April 2013
Policy wording (existing business pre April 2013)
Summary of cover (existing business pre April 2013)

Public and Product Liability

Policy section - (CLGL0001P-C)
Policy section effective August 2013
Policy section effective November 2004

Summary of cover effective October 2013
Summary of cover effective January 2006

Public Liability for Building and Allied Trades

Policy section - (CLCL0001P-C)
Policy section effective August 2013
Policy section effective November 2004

Summary of cover effective October 2013
Summary of cover effective January 2006

Selected All Risks

Policy section - (CLSA0001P-D)
Policy section effective October 2015
Policy section effective November 2004

Summary of cover effective October 2013
Summary of cover effective January 2006

Shops

Policy wording
Summary of cover

Sudden and Unforeseen Damage

Policy section effective November 2004
Summary of cover effective November 2013
Policy wording - ER003N
Summary of cover - TR003R/Z-A

Terrorism

Policy section - (CLTC0001P-D)
Policy section effective October 2015

Theft

Policy section effective January 2006
Summary of cover effective October 2013

Theft by Employees

Policy section effective November 2004
Policy section effective August 2013
Summary of cover effective January 2006

Tradesmen

Policy section effective September 2014
Summary of cover effective September 2014

Venture Plus

Policy wording
Summary of cover