Key features

  • Deterioration of stock - covering deterioration of stock resulting from certain accidental temperature changes in cold chambers
  • Machinery movement - 'All Risks' cover to protect your machinery while in transit
  • Sudden and unforeseen damage - protect specified machinery against explosion and other sudden and unforeseen damage which is not covered by a standard property damage policy.

Policy wordings



Did you know you can trade your SME customer needs online?

We’ve a suite of eight SME digital products which offer you fast, comprehensive and competitive cover at the touch of a button. Each have flexible options so your customers can pick and choose the cover they need, safe in the knowledge they have the cover they need to protect their business.

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We’re here to help, whether you have a question for the team or need a fast response to a referral- speak to us today.

Property & Casualty

New Business:
01892 500158

Existing Business:
North: 0330 332 1022
South: 01473 337 177

Motor fleet (New and Existing Business):
0345 600 3032