Minifleet choice policy wording
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Our Minifleet product is designed to be traded online and is packed with extensive covers as standard:
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Standard cover | Cover offered |
---|---|
Legal liability to Others |
|
Personal injury |
Unlimited |
Damage to property following an accident involving a vehicle covered by the policy |
Up to: £20,000,000 in respect of private cars £2,000,000 in respect of any vehicle carrying Hazardous Goods £10,000,000 for vehicles other than private cars £5,000,000 costs and expenses for any one claim or any one event |
Manslaughter defence costs |
Up to £5,000,000 for any one event or during any one period of insurance |
Emergency treatment cover |
Yes |
Trailers and mechanically disabled vehicles |
Within the limits specified |
Indemnity to principles |
Within the limits specified |
Unauthorised movement |
Within the limits specified |
Unauthorised movement |
Within the limits specified |
Contingent liability |
Within the limits specified |
Cross liabilities |
Within the limits specified |
Service or repair |
Yes |
European cover |
Yes |
Vehicle breakdown referral service |
Yes |
Uninsured loss recovery |
Up to £100,000 for all claims arising out of one event |
Included with Comprehensive cover option | Cover offered |
---|---|
Loss of or damage to your vehicle |
Up to the market value of your vehicle including attached accessories and spare parts |
Windscreen and window replacement |
Yes |
Personal accident |
£2,500 for any one incident |
Medical expenses |
Up to £250 per person injured |
Personal effects |
Up to £250 any one claim |
Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.
Extranet | Acturis | PowerPlace | SSP | Applied |
---|---|---|---|---|
Yes |
Yes |
Yes |
No |
Yes |
eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.
Yes, we can accept young drivers subject to certain criteria including fleet size, vehicle type, vehicle rating and age and experience of drivers.
The car will require a tracker if it has a grouping over 40 and is worth over £50,000. If a tracker is applied, full details of the endorsement will be found on the quotation documents.
Key reasons to register:
Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.