Key features

Our Offices & Surgeries product is designed to be traded online and is packed with extensive covers as standard:

  • More than 300 acceptable trades
  • Suitable for up to 10 locations
  • Maximum turnover £8 million
  • Pre-defined security levels with no surveys required at inception
  • Accidental damage included as standard
  • Automatic deterioration of stock cover up to £5,000
  • Dispensing errors for all surgeries up to £100,000
  • Premiums from £120 net of commission and IPT

Flexibility

  • Business interruption available on a gross income or increased cost of working basis
  • Optional subsidence cover
  • Variable excess levels between £100 and £1,000 for property damage*
  • Automatically includes non-manual work away from the premises
  • Amend your commission rates between 0% and 35% to help you compete on price

*Non adjustable excess levels apply for flood and subsidence


Policy documents

 

 

Covers at a glance

Standard cover Maximum limits

Contents

£500,000

Business interruption

£2,500,000 per location

Money

£7,500

Goods in transit

£2,000

Employers' liability

£10,000,000

Public liability

£5,000,000


Optional covers

Optional cover Maximum limits

Buildings

£2,000,000

Legal expenses

£50,000 any one claim

Theft by employee (money)

£5,000

Terrorism

Up to sums insured

Specified all risks

£50,000 per location


FAQs about our Offices & Surgeries Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

Through which platforms can I trade Offices & Surgeries?

Extranet Acturis PowerPlace SSP Applied

Yes

Yes

Yes

No

No

Can I flex commission on Offices & surgeries quotes?

Yes, you can flex commission between 0-35% on Offices and Surgeries quotes. For full details on how commission flexibility works, take a look at the user guides below:

Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.