Key features

Our Offices & Surgeries product is designed to be traded online and is packed with extensive covers as standard:

  • More than 300 acceptable trades
  • Suitable for up to 10 locations
  • Maximum turnover £8 million
  • Pre-defined security levels with no surveys required at inception
  • Accidental damage included as standard
  • Automatic deterioration of stock cover up to £5,000
  • Dispensing errors for all surgeries up to £100,000


  • Business interruption available on a gross income or increased cost of working basis
  • Optional subsidence cover
  • Variable excess levels between £100 and £1,000 for property damage*
  • Automatically includes non-manual work away from the premises

*Non adjustable excess levels apply for flood and subsidence

Policy documents



Covers at a glance

Standard cover Maximum limits



Business interruption

£2,500,000 per location



Goods in transit


Employers' liability


Public liability


Optional covers

Optional cover Maximum limits



Legal expenses

£50,000 any one claim

Theft by employee (money)



Up to sums insured

Specified all risks

£50,000 per location

FAQs about our Offices & Surgeries Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

Through which platforms can I trade Offices & Surgeries?

Extranet Acturis PowerPlace SSP Applied






Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Register for Connect Extranet

Key reasons to register:

  • Ability to quote and buy
  • Instant access to policy documentation
  • Full management and adjustment of existing policies
  • Simple steps to flex-commissions

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.