Key features

Our Landlords product is packed with extensive standard covers with flexible options so you can pick the cover your customers need.

  • Caters for residential, commercial or mixed portfolios
  • Suitable for up to 10 locations
  • 50% day one uplift as standard
  • Malicious damage and theft by tenants up to £5,000 any one period
  • Remedial costs for illegal cultivation of drugs up to £5,000 any one period
  • Theft from outbuildings up to £2,500 any one claim
  • Costs of alternative residential accommodation up to 20% of the sum insured
  • All interested parties automatically noted within the Policy wording
  • Premiums from £100 net of commission and IPT

Flexibility

  • Accidental damage and subsidence options
  • Variable excess levels between £100 and £500 for property damage*
  • Amend your commission rate between 0% and 40% to help you compete on price

*Non adjustable excess levels apply for flood and subsidence

NEW optional legal expenses cover

Affordable legal expenses insurance, administered by Arc Legal Assistance is now available. Cover has been specifically tailored for Landlords and provides protection for:

  • Criminal prosecution
  • Property infringement
  • Tenant eviction

Policy documents

Covers at a glance

Standard cover Maximum limits

Buildings

£5,000,000 per location

Property owner's liability

£10,000,000


Optional covers

Optional cover Maximum limits

Landlords contents

£75,000

Loss of rent

£1,500,000

Terrorism

Up to sums insured

Employers' liability

£10,000,000

Legal expenses

£100,000 any one claim and £1,000,000 any one period of insurance


FAQs about our Landlords Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

I have a new business quote but the property is unoccupied?

Wholly unoccupied or mainly unoccupied properties are not accepted at new business. A small element of the property can be unoccupied at inception, but this must not exceed 20% of the overall property.

Do you cover malicious damage by tenants?

Yes, our policy does include Malicious damage by tenant. You can find details in our Policy Wording. Conditions apply and there is a limit of £5,000 in any one period of insurance.

Through which platforms can I trade Landlords?

Extranet Acturis PowerPlace SSP Applied

Yes

Yes

Yes

Yes

Yes

Can I flex commission on Landlords quotes?

Yes, you can flex commission between 0-40% on Landlords quotes. For full details on how commission flexibility works, take a look at the user guides below:

Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Register for Connect Extranet

Key reasons to register:

  • Ability to quote and buy
  • Instant access to policy documentation
  • Full management and adjustment of existing policies
  • Simple steps to flex-commissions

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.