Key features

Our Retailers product is packed with extensive standard covers with flexible options so you can pick the cover your customers need:

  • More than 250 acceptable trades
  • Suitable for up to 5 shops
  • Maximum turnover £2.5 million
  • Pre-defined security levels with no surveys required at inception
  • Treatment risk included automatically for relevant trades
  • Automatic seasonal increase of 30%
  • Suppliers extension £25,000
  • Trace and access £25,000


  • Accidental damage and subsidence options
  • Variable excess levels between £100 and £1,000 for property damage*
  • Automatically includes non-manual work away with the option to include manual work for over 100 trades
  • For full details of cover, please refer to the Policy wording and Summary of cover documents

*Non adjustable excess levels apply for flood and subsidence

Policy documents

Covers at a glance

Standard cover Maximum limits





Business interruption

£2,500,000 per location



Goods in transit


Employers' liability


Public liability


Optional covers

Optional cover Maximum limits



Legal expenses

£50,000 any one claim

Theft by employee (money)


Loss of licence



Up to sums insured

Specified all risks


Deterioration of stock


FAQs about our Retailers Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

Through which platforms can I trade Retailers?

Extranet Acturis PowerPlace SSP Applied






Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Register for Connect Extranet

Key reasons to register:

  • Ability to quote and buy
  • Instant access to policy documentation
  • Full management and adjustment of existing policies
  • Simple steps to flex-commissions

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.