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Commercial Lines

Key features

Our Retailers product is packed with extensive standard covers with flexible options so you can pick the cover your customers need:

  • More than 250 acceptable trades
  • Suitable for up to 5 shops
  • Maximum turnover £2.5 million
  • Pre-defined security levels with no surveys required at inception
  • Treatment risk included automatically for relevant trades
  • Automatic seasonal increase of 30%
  • Suppliers extension £25,000
  • Trace and access £25,000

Flexibility

  • Accidental damage and subsidence options
  • Variable excess levels between £100 and £1,000 for property damage*
  • Automatically includes non-manual work away with the option to include manual work for over 100 trades
  • For full details of cover, please refer to the Policy wording and Summary of cover documents

*Non adjustable excess levels apply for flood and subsidence


Policy documents

 

 

Covers at a glance

Standard cover Maximum limits

Contents

£1,500,000

Stock

£250,000

Business interruption

£2,500,000 per location

Money

£7,500

Goods in transit

£5,000

Employers' liability

£10,000,000

Public liability

£5,000,000

Optional covers

Optional cover Maximum limits

Buildings

£1,500,000

Legal expenses

£50,000 any one claim

Theft by employee (money)

£5,000

Loss of licence

£1,000,000

Terrorism

Up to sums insured

Specified all risks

£25,000

Deterioration of stock

£15,000

FAQs about our Retailers Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

Through which platforms can I trade Retailers?

Extranet Acturis PowerPlace SSP Applied

Yes

Yes

Yes

No

No

Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Register for Connect Extranet

Key reasons to register:

  • Ability to quote and buy
  • Instant access to policy documentation
  • Full management and adjustment of existing policies
  • Simple steps to flex-commissions
Register

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.

0800 051 8001
Email us