AXA Connect

The Employers' Liability Tracing Office (ELTO)

What is ELTO?

The Employers' Liability Tracing Office (ELTO) manages a market-wide electronic database of employers' liability (EL) policy records. The database, known as the employers' liability database (ELD) will enable claimants and or their representatives to easily access information about old Employers' Liability insurance policies and help to speed up the process in the event of a potential Employers' Liability claim.

FCA regulations state that since 1 April 2012 insurers must supply:

  • Details of each employer covered by a policy, which will include a full listing of all subsidiary companies
  • The Employer Reference Number (ERN), for the policyholder and each subsidiary employer (if ERN different from parent/policyholder) covered on the policy.

We need your help

We need to work closely with you to collect this data to ensure we are complying with the new rules. Find out how to supply the data that's needed.

Need to know more?

Read ELTO Business Plan

Visit our Frequently Asked Questions page

Further information is available on the ELTO website.