Although this commitment to greater transparency can be applied to every part of our business, the most obvious and beneficial place to start is in claims. It’s often at the point of claim that the lack of understanding of what is and isn’t covered becomes apparent. We understand when a claim is turned down it can be devastating for a customer.
That’s why we’ve developed a library of documents to help your customers better manage their risks. We want to create a greater awareness over what is and isn’t covered by a policy and give them a much clearer understanding of what they are buying.
Equally, we hope that the content of these documents will allow you to engage with your customers more. This could include broader discussions around risk management and what policies and services may be appropriate to the risks that their circumstances pose.
Our commitment to transparency extends beyond claims and whilst the majority of customers buy insurance to be protected, sometimes people make mistakes which might cause the terms of their policy to be breached. That’s why it’s often a good idea to get advice about your insurance; however, sometimes we find that we also have to deal with people who are intentionally dishonest.
AXA does all it can to protect its customers and partners from fraud, because whilst no one really knows how much insurance fraud costs, it’s certainly over £1 billion a year.
We’ve produced the first in our series of guides to explain in plain English exactly what fraud is, the measures AXA takes to protect itself and customers and the actions taken when fraudulent activity is identified.
We've compiled the following documents to provide a much clearer explanation of what customers can expect to happen during a claim and the important role they play.
The documents below outline common reasons for claims not being paid and practical guidance to get customers back on their feet as soon as possible.
We have compiled the documents below to explain our terms and conditions in plain English. We want customers to know what they are buying and to make dealing with AXA as easy as possible.
The following documents highlight standard exclusions customers should be aware of when taking out a policy and what to do to ensure that policy conditions aren't breached.
The following document outlines in plain English exactly what fraud is and how AXA deals with it.
We have a wealth of experience across the country and our teams are on hand to answer any questions you may have, so let us know how we can help.