AXA Connect

Offices and Surgeries

Our Offices and Surgeries product is designed to be traded online with flexible options so your customers can pick and choose the cover they need.

Key Features

  • More than 300 acceptable trades
  • Suitable for up to 10 locations
  • Maximum turnover £8 million
  • Premiums from £120 net of commission and IPT
  • Pre-defined security levels with no surveys required at inception
  • Accidental damage included as standard
  • Automatic deterioration of stock cover up to £5,000
  • Dispensing errors for all surgeries up to £100,000


  • Business interruption available on a gross income or increased cost of working basis
  • Optional subsidence cover
  • Variable excess levels between £100 and £1,000 for property damage*
  • Automatically includes non-manual work away from the premises
  • Amend your commission rates between 0% and 35% to help you compete on price

*Non adjustable excess levels apply for flood and subsidence

Standard cover

  • Contents
  • Business interruption
  • Money
  • Goods in transit
  • Employers liability
  • Public liability 

Maximum limits (up to)

  • £500,000
  • £2,500,000 per location
  • £7,500
  • £2,000
  • £10,000,000
  • £5,000,000 

Optional cover

  • Buildings
  • Legal expenses
  • Theft by employee (money)
  • Terrorism
  • Specified all risks 

Maximum limits (up to) 

  • £2,000,000
  • £50,000 any one claim
  • £5,000
  • Up to sums insured
  • £50,000 per location


For full details on how commission flexibility works, please click on the user guides below:

Commission Flexibility - Acturis user guide

Commission Flexibility - Extranet user guide


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  • Contact Us

    For Connect eTrade product enquiries please use the contact details below.

    Telephone: 0800 051 8001

    For all other enquiries please  visit our Contact Us pages.

  • Our Commercial Lines response to the Discount Rate changes

    In this document we outline what the recently announced amendments to the Discount Rate mean for you and your clients and how we are responding to those changes.

  • Instalment Terms Calculator

    Introducing a simple tool which will calculate your client's instalment payment terms.

  • Got a question?

    Our Connect eTrade Frequently asked questions area may have the answer for you.