AXA Connect

Minifleet Choice

Our Minifleet Choice product is designed to be traded online with flexible options so your customers can pick and choose the cover they need.

AXA's Minifleet Choice policy is suitable for UK based sole traders, partnerships or companies and caters for 3-15 vehicles under one policy and up to 20 vehicles for mid-term adjustments and renewal. 

Key Features

  • Over 3,600 occupations and trades accepted
  • Available for Private Cars, Goods Carrying vehicles up to 44,000kg (Own Goods only), Agricultural vehicles, Special Type vehicles and Trailers
  • Previous fleet experience required
  • Flexible driving options (dependent on vehicle insurance group and driver age)
  • Vehicle registration lookup functionality - Private Cars & Goods Carrying Vehicles up to 3500kg
  • Blanket certificates
  • AXA will update the Motor Insurance Database
  • Range of additional covers available


The flexible features of the policy include:

  • Cover options for each vehicle:
    - Comprehensive
    - Third Party, Fire and Theft
    - Third Party Only
  • Vehicle types:
    - Goods carrying vehicles up to 44,000kg gross vehicle weight
    - Business cars for social, domestic and pleasure and business use
  • The ability to extend to include agricultural vehicles, special type vehicles and trailers
  • Flex your commission rate between 0% and 20% to help you compete on price (standard commission 10%)
  • A courtesy vehicle whilst your vehicle is being repaired by an AXA approved repairer (for Private Cars and Goods Carrying Vehicles up to 3.5 tonnes)

Standard cover

Cover offered 

Legal liability to others

  • Personal injury
  • Damage to property following an accident involving a vehicle covered by the policy

  • Manslaughter defence costs

  • Emergency treatment cover


  • Unlimited
  • Up to: £20,000,000 in respect of private cars, £5,000,000 for vehicles other than private cars, £5,000,000 costs and expenses for any one claim or event

  • Up to £5,000,000 for any one event or during any one period of insurance

  • Yes
  • Trailers and mechanically disabled vehicles
  • Within the limits specified 
  • Indemnity to principles 
  • Within the limits specified 
  • Unauthorised movement 
  • Within the limits specified 
  • Contingent liability 
  • Within the limits specified 
  • Cross liabilities 
  • Within the limits specified 
  • Service or repair
  • Yes 
  • European cover 
  • Yes 
  • Vehicle breakdown referral service 
  • Yes 
  • Uninsured loss recovery 
  • Up to £100,000 for all claims arising out of one event 


Optional cover 

Cover offered 

  • Loss of or damage to your vehicle 
  • Up to the market value of your vehicle including attached accessories and spare parts 
  • Windscreen and window replacement 
  • Yes 
  • Personal accident 
  • £2,500 for any one incident or during any one period of insurance 
  • Medical expenses 
  • Up to £250 per person injured 
  • Personal effects 
  • Up to £250 any one claim 


For full details on how commission flexibility works, please click on the user guides below:

Commission Flexibility - Acturis user guide

Commission Flexibility - Extranet user guide


  • Connect Extranet Benefits

    Key features include:

    • Trade up to 8 digital products
    • Quick decision capability
    • Commission flexibility
    • Fast response to referrals
    • Live Chat's responded within 30 seconds
  • Contact Us

    For Connect eTrade product enquiries please use the contact details below.

    Telephone: 0800 051 8001

    For all other enquiries please visit our Contact Us pages

  • Our Commercial Lines response to the Discount Rate changes

    In this document we outline what the recently announced amendments to the Discount Rate mean for you and your clients and how we are responding to those changes.

  • Instalment Terms Calculator

    Introducing a simple tool which will calculate your client's instalment payment terms.

  • Got a question?

    Our Connect eTrade Frequently asked questions area may have the answer for you.