What we offer

Our Business Combined product offers extensive cover as standard across:

  • Property Damage
  • Business Interruption
  • Public & Products Liability
  • Financial Loss Liability
  • Money & Personal Accident Liability
  • Employers Liability
  • Goods in transit
  • Legal expenses

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Seasonal stock increases
  • Exhibitions
  • Denial of access
  • Essential employees
  • Unspecified customers and suppliers
  • Unspecified storage sites
  • Undamaged stock

Our Risk appetite

We’re very keen to write more:

Business Shop Build

Wholesale and Retail

  • Chains of High Street shops
  • Concrete floored department stores
  • Warehouses for storage of non-combustible goods (i.e. steel stockholding, machinery and equipment, ironmongery and ceramics).

Warehouses that:

  • are purpose built and of non-combustible construction
  • have fully operational sprinkler systems designed to an appropriate specification for the goods stored
  • have low piled storage (up to 4 metres)
  • benefit from caging for items that are highly desirable
  • have robust Business Continuity Planning

Giving you more

Risk Management
Risk Management

In-house team of UK based Business Resilience experts.


Dedicated claims relationship managers and tools such as eServe.

Our suite of AXA Vantage products

Our exciting proposition for mid-market commercial business with premiums between £10,000 and £250,000.


Hotels, Hospitality and Leisure


Motor Fleet

Motor Trade

Real Estate

Services Industry

Transport, Distribution and Logistics

Wholesale and Retail

Get in touch today

There is so much more that you can discover about our policies, claims management and customer service. Our teams are on hand to answer any questions you may have, so find the one most suited to your query and let us know how we can help.