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The Motor Insurance Database (MID)

What is the MID?

The Motor Insurance Database (MID) is the central record of all insured vehicles in the UK. Managed by the Motor Insurers’ Bureau (MIB), the MID is used by the Police and the DVLA to enforce motor insurance law - ensuring that vehicles driven on our roads are insured at all times.

Continuous Insurance Enforcement

As part of the Continuous Insurance Enforcement (CIE) legislation, it is an offence to be the keeper of a vehicle without insurance unless you have notified the Driver and Vehicle Licensing Agency (DVLA) that your vehicle is being kept off the road using a Statutory Off Road Notice (SORN).

Offenders face fines and seizure of their vehicles

If, after receiving an Insurance Advisory Letter (IAL), a registered keeper fails to comply with the advice set out in the letter they will face:

  • A fixed penalty notice of £100
  • Their vehicle being clamped, seized and disposed of
  • A court prosecution and a maximum fine of £1000.

CIE measures are in addition to the powers the police already have to seize an uninsured vehicle being used on the road.

What steps do I need to take to ensure that my vehicle details are showing on the MID?

If you have a large Fleet or Motor Trade Policy with AXA, where you are responsible for the maintenance of your vehicle details on the MID

For any other Motor Policy, AXA will provide the required vehicle details on your behalf.

Need help?

If you require more help please contact the AXA MID Helpdesk using the details below:

Telephone:  0330 024 5345

Email: mid.axa@axa-insurance.co.uk

Opening hours: 8am-6pm